Offer
Reality
Check

Gross → take-home → rent → decide.

  1. 1 Gross → take-home
  2. 2 Take-home vs rent
  3. 3 Decide

Compare after take-home

Side-by-side net pay and rent. Or run a single-city take-home first, then five checks before you accept.

Gross → take-home (one city)

Tax year 2026 · No–state-income-tax states. Turns gross into take-home, then stacks HUD rent. Two offers → Compare.

HUD Fair Market Rent loads with the metro.

Rent blank → using HUD FMR for selected metro & bedrooms.

City checks

Single-city pages if you are not comparing yet. Main path stays Compare · All full-model cities